Free & no sign-up

Swiss QR Bill Generator

Q: Is my banking data stored?

No. IBAN, amounts and addresses never leave your browser — QR code and PDF are generated locally.

Create a Swiss QR bill with payment part as PDF — free, with IBAN validation and QR reference. Runs entirely in your browser.

Recipient (Payable to)

IBAN or QR-IBAN (CH/LI)

Invalid IBAN (CH/LI only, with check digits).

A QR-IBAN (institution 30000–31999) requires a QR reference — detected automatically.

Name / Company

Street and no.

Postal code and city

Land

Payment

Amount (optional — empty = open amount)

Amount between 0.01 and 999 999 999.99.

Currency

Reference (optional, ISO format RF…)

Invalid RF reference (ISO 11649 creditor reference).

Message (optional, max. 140 characters)

Payer (optional — Payable by)

Name / Company

Street and no.

Postal code and city

Land

Please enter IBAN and name.

Built to the Swiss QR bill guidelines (SIX, version 2.x). Before bulk mailing we recommend a test run with your banking app or bank.

Website, tools & online presence from one team?

WEBINEX builds websites and free calculators like this one as lead magnets for Swiss & German SMEs. Get in touch — we reply within 24 h (business days).

Thank you! We will get back to you shortly.

By submitting you agree to our privacy policy.

A tool for your website?

Feel free to link this calculator — or we build you your own.

Free Website Check

What is the Swiss QR bill?

The QR bill has been the standard for invoicing in Switzerland and Liechtenstein since 30 September 2022, fully replacing the old red and orange payment slips. Its core is the Swiss QR Code with the Swiss cross: it contains all payment details and can be scanned with any banking app.

QR-IBAN or regular IBAN?

With a regular IBAN you create a QR bill without a reference or with a creditor reference (RF…). With a QR-IBAN (institution number 30000–31999, issued by your bank) the QR reference is mandatory — 27 digits with a check digit, ideal for automatic payment reconciliation. This generator detects the IBAN type automatically and calculates the check digit for you.

Frequently asked questions

Is this QR bill generator really free?

Yes — no sign-up, no watermark, no limits. The bill is generated entirely in your browser.

What do I need for a valid QR bill?

A Swiss or Liechtenstein IBAN, the recipient name and address, and the currency (CHF or EUR). Amount, payer and message are optional — open amounts are allowed.

What is the difference between a QR reference and an RF reference?

The QR reference (27 digits) only works with a QR-IBAN and corresponds to the old ISR reference. The creditor reference (RF…, ISO 11649) works with any regular IBAN.

Is my banking data stored?

No. IBAN, amounts and addresses never leave your browser — the QR code and PDF are generated locally on your device.